She's suckering you.

You came here with this post, and people're telling you-but you should really listen to them.

She's trying to play you to get more money out of you. Show an interest in purchasing, but a willingness to walk away. If you can't do this on your own, get a friend to do it who isn't emotionally invested. It's like buying a car-and the number one rule of BUYING is don't get emotionally invested-and if you are, don't let the seller know it.

You have 'SUCKER' stamped on your face if you let 'em know. So get a friend to do the negotiations for you. Or even have a friend make an alternate offer and make a contract with them on how you'll pay them back/horse is yours, you're financing them, but they'll buy and then sell to you, ect.