Your situation is making my head spin.image

You bought the pony originally on a payment plan, sold him later, and are now buying him again on a payment plan. Is that correct? Having never done the payment plan thing I have no advice but, her contract changes at the "last minute" so to speak are concerning. I don't know why she feels she needs to add interest to your agreed upon monthly payment and it doesn't sound fair especially since you would also be responsible for his care and maintenance. Then also to change the terms to something she must know you can't afford is wrong. Take time to safely gather the money and buy him outright. I would be concerned that she might not honor your contract even after it was signed.

Good luck! I hope it works out for you.image


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