Wow, how disappointing, sorry.

I work with a lady, she and her husband bought a house with the intention of fixing it up and selling it quick. So they did an ARM- interest only, then ended up staying in the house. Then didn't refi when the rates were low and the real estate crash in our area hadn't happened. When they went in to refi last month they found out the house is not worth what they owe.

I fear bad times coming.