It might just be where your at SM. My experiences were at the Naval Medical Center Balboa Park in San Diego and then trying to use tricare in a non military area. IME it's really tough for doctors to deal with tricare so most opt not to, that is what my primary told me.

Riding a horse is not a gentle hobby, to be picked up and laid down like a game of solitaire. It is a grand passion. It seizes a person whole and once it has done so, he will have to accept that his life will be radically changed. Ralph Waldo Emerson

Tack for Sale! http://fhotd64476.yuku.com/topic/67755/Saddle-girth-pad-and-bridle